Glossary Of Some Important Personal Injury Terms

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As every personal injury case is different, different legal terminologies will be involved. It is important for attorneys, medical review companies, plaintiff and defendant to be familiar with the terms associated with the litigation process. Check out the simple explanations for some common terms that may be relevant to personal injury cases.

Important Terms Related to Personal Injury Cases

Abstract of Title

This term refers to a record of all legal records and recorded documents related to a piece of real property. The abstract will include all transfers, liens, and legal actions that are connected to the property. Title rights give the owner access to the property, allow them to sell or transfer it to other parties; and enable them to enjoy and use the property legally.

Act of God

It refers to events that are out of human control, which includes natural events or disasters such as floods, hurricanes, earthquakes, tornado, tsunami, or even epidemics such as SARS or COVID-19. It does not happen through the negligence of another person.

Alternative Dispute Resolution

In a personal injury claim, alternative dispute resolution or ADR refers to a means for the parties to discuss a settlement of the claim without the need for a trial. The most common types of ADR are mediation, settlement conferences, neutral evaluation, and arbitration. ADR is becoming an increasingly popular approach to resolve personal injury cases, as it is less expensive, and less time-consuming than a trial.

Appeal

It refers to a legal proceeding, during which a case is requested to be brought before a higher court for review and to make the official legal decision. Claimants can appeal to the higher court to reverse the decision of a trial court when one party does not agree with the decision.

Arbitration

It is the hearing and settlement or negotiation of a legal dispute between the plaintiff and defendant by a neutral third-party mediator, whose decision will be final. It is often considered as a more efficient option to settle a claim than litigation.

Assignment of Benefits (AOB)

It is an agreement that transfers the rights or benefits by an insurance policy to a third party. An AOB gives the third party authority to file a claim, make repair decisions and collect insurance payments without the claimant’s involvement.

Bodily Injury

It refers to any damage or harm to a person’s body, which occurs as a result of an accident, negligence, or an intentional act. Bodily injuries may range from bruises to cuts, nerve damage and loss of body parts.

Burden of Proof

It refers to the obligation of one party to prove their claim is truthful and accurate. In personal injury cases, the burden of proof lies with the plaintiff and they need to prove the other person’s negligence.

Claim Adjuster

Claims adjusters are insurance agents, who investigate insurance claims and determine the compensation that should be offered in those claims.They specifically handle liability claims on behalf of the insurance carrier.

Contingency Fee

It is a sum of money, typically one-third of the total amount of the compensation, that a personal injury lawyer receives as payment only if the case is won.

Contusion

Contusion or bruise is the damage to the body, in which blood capillaries are ruptured. It doesn’t break the skin and may result in discoloration.

Damages

Damages refer to either the amount of money awarded in a personal injury case or losses that a plaintiff has suffered. While monetary damages are subjective in value, including pain and suffering, punitive damages are intended to punish a defendant, which happens in extreme cases of negligence or intentional wrongdoing.

Demand Letter

It is a formal request that indicates that one party take action to compensate another, before filing a lawsuit in court.

Deposition

Deposition is a litigation process, a testimony or an interview conducted by an attorney outside of court during the discovery phase. The depositions are recorded with a court reporter during the discovery stage of the litigation process. Lawyers require deposition summary services to reduce the testimony to key facts, making it easy to analyze the strengths and weaknesses of the case.

Discovery

During this process, opposing parties obtain evidence from one another. Evidences may include interviews, document requests, information from medical exams, and more.

Duty of Care

It is a requirement that every person must exercise a reasonable amount of attention to avoid harming others. In a personal injury case, the plaintiff will try to prove that the defendant part breached the duty of care, resulting in the injury to the plaintiff.

Negligence

Negligence is the failure of a party to do something that meets the standard requirements that result in harm to another party.

No-fault

Commonly applied in auto accident personal injury cases, no-fault refers to a personal injury protection (PIP) insurance that provides first-party benefits for medical expenses, loss of income, funeral expenses, and more.

Read

Importance Of No-Fault Laws In States Covering Personal Injury

Wrongful death

A wrongful death is caused by the negligence of another person and the lawsuits are usually filed by the decedent’s family or beneficiaries.

Personal injury law firms rely on professional medical review services to save valuable time and costs. Reviewers at such companies are well-trained in analyzing medical records and familiar with terminology related to personal injury lawsuits and court proceedings.

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